?¨å?¨é????è¿???é«?è´¨é????å±?
?????°æ?¶ä»£ä»¥æ?¥é????é¢????¹é?©ä???å±?综述
???????°ä»£ç»?æµ????¸å???????????¤§ä»¥æ?¥ï??¨ä»¥ä¹?è¿?å¹³å??å¿?为æ?¸å?????ä¸?¤®??强é?导ä?ï¼????½å??å®?ä¸?移走好ä¸?½ç?¹è?²é??????å±?ä¹?è·????ç»??¨å?¨é????äº?ä¸?é«?è´¨é????å±???
?¨ä?è¿?å¹³ç?æµ????³æ??å¼?ä¸?ï¼????°å???¨é?¨æ??ç»?·±??????ä¾?ç»?侧ç????§æ?¹é?©ï?稳æ??©å¤§????å¼??¾ï?ç»?ç¹å??å±?ä¸?å®?????¢ç?¢å?ä½?ä¸?????ç³»ç??§é??©ç??åº?线ï??????¨è?ä¸??½é?????¹é?©å??å±?äº?ä¸?稳å?¥å??è¡???
????????å®?ä½?ç»?æµ?è´¨æ??大å?åºþ=????
???????ä½?ç»?æµ???è¡???ï¼?为å?ä½?ç»?æµ????¡æ????????天è????????????¤§ä»¥æ?¥ï????½é?????¨é?¨æ·±??对é??????´¨??è§?å¾???认è?ï¼?å°????¡å?ä½?ç»?æµ?ä½?为é????ä¸?ç«?ä¸?ä¹???????????¡å?ä½?ç»?æµ???è´¨æ??ä¸?????????
????ä¸?å®?ä½?ç»?æµ????§å¾ª????æ¥å½¢??????
?¥æ???¨ç????大ç???¶è?ä½?ç³»ï?ç¬??大ä??©ã???¡ç¥¨???ºå?¸å??ºï?????????èµ°å?¨ä???????ï¼????½é????ä½?系为ç»?æµ?社ä??¿æ??稳å??¥åº·??å±???ä¾?äº???????????
ä¸??½äººæ°??¶è????°æ???¾ç¤ºï¼?对å?ä½?ç»?æµ????¾ç??人æ?å¸?è´·æ?ä½?é¢?ä»?2014å¹´ç??81.43ä¸?亿å????????023å¹?????230å¤?ä¸?亿å??ï¼?å¹´å??å¢???ä¿?????0%以ä?ï¼?ä¸???ä¹?GDPå¢????ºæ???¹é????
?´æ?¥è??èµ?æ¸???ä¹??¨ä?????????ä»?2012å¹´ç??ä¸???0ä¸?亿å??ï¼??°å?ä»???50ä¸?亿å??????管ä?é¢?ï¼?ä¸??½å?ºå?¸å??ºä?????å±?å£?¤§?????¨è?5200å®??¡ä?å¸????¸ä¸ï¼????¥æ?§æ?°å?´äº§ä¸?ä¸?å¸????¸è?2900家ï?èµ??½å?ä½?ç»?æµ?é«?è´¨é????å±?????ä¸??½ä?å¸????¸å??ä¼?????¿å?念ç??说ã??
???¹é???????å¼±ç???????????¡ä?????强â????
è¿?å¹´æ?¥ï??????¨é?¨æ??ç»???大å??¶é??ä¸???ç§??????°ã??å°?å¾??ä¸???乡æ?????´ã??绿è?²å??å±?ç?é¢???????????åºþ
?¥è??????管ç???¨é?¨ç???°æ???¾ç¤ºï¼????³ä?å¹??????????å°?å¾?´·æ¬¾ä?é¢?28.74ä¸?亿å??ï¼?è¿?äº?å¹´å¹´??å¢???çº?5%ï¼?绿è?²è´·æ¬¾ä?é¢????¶é??ä¸?ä¸??¿æ??è´·æ?ä½?é¢?????ä¸?ç²¾ç?¹æ?°â??ä¸??ä¼?ä¸?è´·æ?ä½?é¢???æ¶???è´·æ?ä½?é¢???????æ¯?å¢???6.8%??38.2%??18.6%??15.1%ï¼???è¿?é«?äº???项贷款å?????
?????¡ç?æµ?é«?è´¨é????å±?ï¼?è°??´å??å®???ç»????§è´§å¸??¿ç?å·¥å?·ä?ç³»ï??¨æ??±å??å¼?导é?????ºæ??ä¼???ä¿¡è´·èµ?æº???ç½??¹é?¢å???¥ä?ç§???ä½??¨ã????ä¸??½äººæ°??¶è?è´§å??¿ç??¸å?¸é?¿é?¹æ?表示??
����??�??????????????
è¿?å¹´æ?¥ï?å¸??ºå???©ç??å½¢æ????ä¼?导æ?ºå?¶æ?¥ç??å®???ï¼?è´·æ?å¸??ºæ?¥ä»·?©ç??ï¼?LPRï¼??¹é?©æ????ä¸????¾ç?°ï?è´§å??¿ç?ä¼?导æ??????æ¸?????ï¼??¨å?¨ç¤¾ä¼???èµ????????¾ä?????
9??份æ???½ä?ä¸??°å???¾è´·æ¬¾å????å¹³å???©ç??ä¸?.85%ï¼?æ¯?ä¸?å¹´å????ä½?14ä¸??ºç?¹ï?å¤?äº????²ä?ä½???
?????????²è????解é????é£???/p>
????å®??¨æ???½å?å®??¨ç????è¦?ç»????¨å????????????¤§ä»¥æ?¥ï????½ç?ç¹é??????å±???å®???????³æ??好é?²è????解é??大é????é£??©æ?»å????ï¼??²è????解é????é£??©å??å¾???è¦???????
????èµ?产è?±å??????¿å¤´å¾??°æ??½¬????
??对è???空转??å¥??©ç??°è±¡ï¼?å¼?å±?å¸??ºä¹±è±¡ä?项治??ï¼??¨é?¢å??½è?管æ?°è??þ9?þA?å¹´æ?¥ï?????管ç???¨é?¨å???³æ????±å???????ä¹±å??????ç?æ´»å???类信贷影å??¶è?è§?模è????²å³°?¼å????çº?0ä¸?亿å????è¿??»å??å¹´ï?æµ???å®?ä½?ç»?æµ?èµ???大å?å¢?????
ä¸???????ºæ???¹é?©å???©ç¨³å¦¥æ?¨è?????
è¿???ï¼?è¾½å?????è¡??·æ?¹å?ä¸?ï¼?山西?????????¶è???æ²³å???????????¶è??·æ?¹ç?建â?þ9?þ=???½ç¨³å¦¥æ?¨è?ä¸???????ºæ???¹é?©å???©ç????è¦?举æ???¸ç»§?ºå?°ã??
?ºæ???´å?????¡æ????????å¸??ºé???ºâ?þ9?þA?å¹´æ?¥æ???½æ??å®??¨å?¨ä¸å°??????ºæ???¹é?©å???©ï?ä¸?äº??¹é?©é??ç»??????ºæ??æ£å?¨é??æ¥æ?¢å???è¡????½ï?å®??°ç¨³?¥ç??¥ã??
2022å¹´ç???å£åº¦ï¼?ä¸??½äººæ°??¶è?å®???å¯?368家é?¶è?ä¸??????ºæ????è¯?级ã??ç»????¾ç¤ºï¼?é«?é£??©æ?ºæ???°é??è¾?å³°å?¼å????è¿?ä¸?????10??å¸?è¾?????é«?é£??©æ?ºæ????
社ä?????秩å??ºæ????°â???±ä¹±?°æ²»??????
严å?????»è?æ³?è¿?è§?????æ´»å??????²è????å¤?ç½???æ³???èµ??¡ä????ºå?°ï?é½????±ç???群é?²ç¾¤æ²»ã????å°½å?¶è´£????????ä½?????æ³???èµ?综å??æ²»ç???¼å?æ£å?¨å½¢???????½é??æ³???èµ??°å??æ¡?件æ?°é????æ¶?????é¢???人æ?°è?ç»??å¹´ä?????æ·±å?¥æ?¨è?P2Pç½?è´·ä?项æ?´æ²»å·¥ä?ï¼?P2Pç½?è´·æ?ºæ???¨é?¨å??æ¢è??¥ã??
?²è????解é????é£??©ï?ä¸?ä»?è¦??³æ³¨???¹é???ï¼??´è?建ç??¥å?¨é?¿æ???ºå?¶ã??
ä»??´æ²»?¡ä??¡æ???¥æ??ï¼???强é?????ºæ?????¸æ²»??ï¼??ºå?°ã???????§è?¡å???¸ç???£ç???è¯?è¡???æ³?????ç³»ç???è¦??§é?¶è?è¯?ä¼°å??æ³?????ç³»ç???è¦??§ä??©å???¸è?ä¼°å??æ³????þ9?þ=?????¼æ²»ï¼?è¡¥é???管ç???¿ï?ç??¢é????å®??¨ç???
??????åº?线æ??ç»´ï?å¢?强系ç»?è§?念ï???????解é???¹é???é£??©ï?严å?ä¸?????ç³»ç??§é??©å?线ã??å½??????½é????ä¸?è¿?è¡??»ä?平稳ï¼??²è????解é??©å??项工ä½???åº??¨è??????½å????????£ç????»å????³å·¥ä½?è´?责人表示??
?????¹é?©å??¾æ·±?¥æ?¨è?
??ç»?·±??????ä¾?ç»?侧ç????§æ?¹é?©ï?稳æ??©å¤§????å¼??¾â?þ9?þ@????????¤§ä»¥æ?¥ï????½é?????¹é?©å??¾æ??åº??¨è?ï¼???å¾??°ç????大ç??´ã??
??????管ä?ç³»ä????¥å?¨â????
5??18?¥ï??½å????????£ç????»å?æ£å?????ï¼??°ä?è½???????管æ?ºæ???¹é?©è??ºé??è¦?ä¸?æ¥ã??
ç»?建ä¸å¤?????å§???ä¼???ç»?建ä¸å¤?????å·¥ä?å§???ä¼???ç»?建å?½å????????£ç????»å???æ·±å???°æ?¹é??????管ä??¶æ?¹é?©ã??ä¸??½è??¸ç???£ç???å§???ä¼?è°??´ä¸º?½å?¡é?¢ç?´å??ºæ???þ9?þ??å¹???ï¼?ä¸??±ä¸å¤????½å?¡é?¢å?°å?????????½å??ºæ???¹é?©æ?¹æ???ï¼??¶ä¸å¤?项æ?????????管é?????
????é¢????¶åº¦?¹é?©æ??ç»?????????
设ç?ç§????¿å¹¶è¯??¹æ³¨???¶ï???????é¼??±â??ç¡??????ä¼?ä¸?ä¸?å¸?ï¼???ä¸??¿æ?¹é?©å¹¶è¯??¹æ³¨???¶ï?ä¸????¹è?对å???°å??ä¸?ä¼?ä¸????????????¡ï?设ç???äº???¸äº¤????ï¼????????¡å???°å??ä¸??ä¼?ä¸?主é?µå?°â?þ9?þ@?´ç?ä¾?ç»?侧å????ï¼??¾å?????????¡é???¹ï?èµ?????ºæ?¹é?©ä???·±????
è¿?å¹´æ?¥ï??¹é?©æ??为é????é¢?????é«?é¢?è¯???ä»??¨è?è´·æ?å¸??ºæ?¥ä»·?©ç??ï¼?LPRï¼??¹é?©ï??°æ??ç»??¥å?¨é?????ºæ?????¸æ²»??ï¼?ä»?ç¬?????±å?»è??ä¿??©æ?¹é?©è??¹å??å¾???大è?å±?ï¼??°è?¡ç¥¨??è¡?注å???¶æ?¹é?©å?¨é?¢è?½å?°ï?ç³»å???¹é?©ä¸º?¨å?¨é????é«?è´¨é????å±?å¥?å®?äº??¶åº¦?ºç???
????å¼??¾è??¾æ?稳â????
???¨æ²ªæ·±æ¸¯????æ²?¼¦???????°ä?é¦?æ¸??ºå?¸é????äº??¢é??ï¼?ä¸??½å?ºå?¸çº³?¥å?¨ç??ä¸?大å?ºå?¸æ???°ï??¾å?å¤?èµ??????ºæ???¨å?????¡æ?ä¾????¶ï?大å??©å¤§å¤?èµ??????ºæ??ä¸??¡è???´â?þ9?þA?å¹´æ?¥ï????½é????å¸??ºå??°å?ºæ?´ä¸ºå¼??¾ç??姿æ??ï¼?å¤?èµ??ºæ??ä¸?????大å?¨å?????¥ã??
??ä¸??½é????å¸??ºå???½é??社ä????ºä?æ¸??°ç??å¼??¾ä¿¡?·ï?ä¹??¨å?¨å?¨ç??????æ²»ç??ä½?ç³»æ?´å??å®???ï¼??¾è??å¢?强ä??¨ç??å¸??ºä¿¡å¿??????¨ç??è´¢å?管ç??论å???»å¹²äº???????说ã??
?°æ???¾ç¤ºï¼????³ä?å¹???????¥è??2ä¸??½å????°å?ºç??202家é?¶è??¨å??设ç?äº??ºæ??ï¼?ä»?2020å¹´è??023å¹???????¨å??å¤?èµ??¶è?å¢?ï¼?æ³??èµ??»è?è¾?87.3亿å???????³ä?å¹???????±æ??1110家å?å¤??ºæ??è¿??¥ä¸?½å?ºå?¸å??ºï?????ä¸??½å?ºå??.3ä¸?亿å??人æ?å¸???
人æ?å¸??½é????稳ä¸??è¿????????¶è??????µä¿¡??ä¼?ï¼?SWIFTï¼??°æ???¾ç¤ºï¼?2023å¹???ï¼?人æ?å¸??¨å?¨ç??è´¸æ????èµ?ä¸???æ¯?ä¸?.8%ï¼???æ¯?ä¸???1.6ä¸??¾å???¹ï?????ä¸????³ç?äº?ä½???
???????½å???è¦????¸å?ç«?äº??????¨ä?è¿?å¹³æ?°æ?¶ä»£ä¸??½ç?¹è?²ç¤¾ä¼?主ä????³ç????å¼?ä¸?ï¼????°å???¨é?¨ç§¯???¨å?¨é????é«?è´¨é????å±?ï¼?ä¸??½ç?¹è?²é??????å±?ä¹?è·??å°?è¶?èµ°è?宽ã??è¶?èµ°è?好ï?为ä¸?½å??°ä»£????ä¾???????????
ï¼?è®°è??èµµæ??è¾? ??延é?? ?´é? ???§ï?
ï¼????°å??社å??äº?0??29?¥ç?µï?